How to Apply for Free Disability Benefits in France

Hey there, navigating life with a disability in France can feel overwhelming, but the French government has your back with some fantastic free disability benefits. Programs like Allocation aux Adultes Handicapés (AAH) and Prestation de Compensation du Handicap (PCH) offer financial and practical support to help you live independently and cover extra costs. In 2025, AAH can provide up to €1,014 a month, and PCH can help with things like home modifications or personal aides. Whether you’re a local or an expat settling in, this guide breaks down free disability benefits in France—what they are, who qualifies, how to apply, and tips to make it easy. Think of it as a friendly chat over chai, explaining everything simply. Let’s get started!

Why Disability Benefits Matter in France

Living with a disability often comes with extra expenses—think medical equipment, home adaptations, or personal care. Thankfully, France’s government offers robust support through agencies like the Maison Départementale des Personnes Handicapées (MDPH) and Caisse d’Allocations Familiales (CAF). These benefits help disabled adults and their families afford essentials, maintain independence, and improve quality of life. For example, AAH can cover basic living costs, while PCH might pay for a wheelchair ramp or a caregiver.

This guide covers the main disability benefits, application steps, and answers to common questions. Plus, we’ll link to trusted resources like Service-Public for official info. Need more support? Check our medical benefits guide for healthcare options.

Top Government Disability Benefits in France

France offers several government-funded disability benefits, primarily managed by MDPH and CAF. Here’s what you can claim:

1. Allocation aux Adultes Handicapés (AAH)

AAH is a monthly payment for adults with disabilities to cover living expenses. In 2025, it offers up to €1,014/month for those with limited or no income. The amount depends on:

• Your income (less income means higher payments).
• Disability level (at least 50% incapacity, as assessed by MDPH).
• Residency status (must live in France).

Who Qualifies?

• Be 20 or older (no upper age limit, but transitions to pension at 62).
• Have a disability of at least 50% (or 80% for full benefits), certified by MDPH.
• Live legally in France (locals or expats with a carte de séjour).
• Income below €12,168/year for a single person (2025 rates—check CAF).

2. Prestation de Compensation du Handicap (PCH)

PCH covers specific disability-related costs, like home modifications, mobility aids, or personal assistants. It’s tailored to your needs and can be combined with AAH. For example, PCH might pay for a caregiver (€15–€20/hour) or a wheelchair lift.

Who Qualifies?

• Live legally in France.
• Have a significant disability (assessed by MDPH).
• Be under 60 when first applying (exceptions for existing recipients).
• Need help with daily tasks like mobility or communication.

3. Disability Tax Benefits

You can claim tax reductions or exemptions if you have a disability card (carte mobilité inclusion). These include income tax deductions or reduced property taxes, depending on your situation.

Who Qualifies?

• File taxes in France.
• Hold a disability card from MDPH.
• Provide proof of expenses (e.g., medical or care costs).

How to Apply for Free Disability Benefits in France

Applying for disability benefits involves the MDPH and sometimes CAF. Here’s a simple step-by-step guide:

Step 1: Check Your Eligibility

Visit Service-Public or your local MDPH website to review AAH and PCH requirements. Gather details like medical records, income proof, and residency status. For AAH, check income limits on CAF.

Step 2: Get a Medical Certificate

You’ll need a certificat médical from your doctor, detailing your disability and its impact. This is key for MDPH’s assessment. Ask your doctor to use the official form from Service-Public.

Step 3: Submit Your Application

• AAH: Download the Formulaire Cerfa n°15692 from Service-Public or get it from your local MDPH. Submit it with your medical certificate, ID, proof of address, and income details to your MDPH office.
• PCH: Use the same Formulaire Cerfa but include a detailed projet de vie (life project) explaining your needs (e.g., home modifications). Submit to MDPH.
• Tax Benefits: Apply for a carte mobilité inclusion via MDPH, then declare expenses on your tax return at Impôts.

Step 4: Track and Receive Benefits

MDPH reviews applications in 3–6 months. They’ll assess your disability level and needs. Once approved, AAH payments go through CAF to your bank account monthly. PCH is paid directly or via reimbursements for approved expenses. Check status on CAF or contact your MDPH office.

Need healthcare support? Our medical benefits guide covers CMU-C for free medical care.

Tips to Maximize Your Disability Benefits

Here are some practical tips to get the most out of these benefits:

• Apply Early: MDPH processes can take months, so submit your application as soon as possible.
• Get a Detailed Medical Certificate: Ensure your doctor clearly explains your disability’s impact to strengthen your case.
• Combine Benefits: You can claim AAH, PCH, and tax benefits together if eligible.
• Expats, Stay Legal: Keep your carte de séjour valid to avoid delays.
• Contact Local MDPH: Each department has its own MDPH office—find yours on Service-Public for personalized help.
• Keep Records: Save all medical reports, receipts, and application forms for audits.

Frequently Asked Questions (FAQs)

1. Can expats apply for disability benefits in France?

Yes, expats with a valid carte de séjour can apply for AAH, PCH, and tax benefits. You’ll need a French bank account and social security number—see our medical benefits guide.

2. How much is AAH in 2025?

AAH provides up to €1,014/month for those with little or no income. The amount decreases if your income exceeds €12,168/year for a single person. Check CAF for details.

3. What expenses does PCH cover?

PCH covers costs like personal aides, home modifications (e.g., ramps), mobility aids (e.g., wheelchairs), or transport services, based on your needs.

4. How long does MDPH approval take?

MDPH typically takes 3–6 months to process AAH and PCH applications. Track your status via your local MDPH or CAF.

5. Can I get disability benefits if I work?

Yes, AAH allows part-time work if your income stays below the limit. PCH focuses on your needs, not employment status.

6. What if I don’t speak French?

No worries—MDPH and CAF websites offer English options, and local offices provide in-person support. Service-Public has translated guides.

Conclusion

France’s free disability benefits like AAH, PCH, and tax reductions are a lifeline for people with disabilities, helping cover living costs, care, and equipment. With up to €1,014/month from AAH and tailored support from PCH, you can live more independently and comfortably. Applying through MDPH and CAF is straightforward, and our tips make it easier to navigate. For more support, check our guides on childcare benefits, unemployment benefits, or cash benefits. Got questions? Drop them in the comments or contact your local MDPH. Let’s make life in France easier for you.